Mission Trips: Managing Your Risks While Overseas

October 27, 2015 - 6 minutes read

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If you are planning an overseas missions trip it pays to be very well-prepared and aware before embarking to ensure your trip is as safe as possible for everyone involved. This includes researching the regions you will be travelling to, identifying potential risks, taking precautions, planning for emergencies, and ensuring there is adequate insurance cover in place for financial protection.

Pre-trip preparations

Do your research:

  • Security – safety is paramount so one of the first things you need to do is to check for security risks and official warnings (such as unrest, crime patterns or terrorism) which can be done through the Department of Foreign Affairs and Trade (DFAT) Smart Traveller website here. Bear in mind that if you intend to travel to an area designated “Do Not Travel” by DFAT you are unlikely to be covered by insurance.
  • Culture and local customs – this includes such matters as dress, behaviour, local customs, whether taking photos is permissible, and so on.

Plan ahead:

  • Itinerary – develop a clear, documented itinerary for your trip and ensure all team members are provided with a copy. This should be shared with family members so they can be contacted if you are in an area affected by a disaster or catastrophic event.
  • Communications – this includes designating someone in your team to be responsible for communications, and creating an ongoing communications plan.
  • Emergency planning – develop a plan for emergencies, such as where to go for help, actions to take, the location of hospitals, embassies and so on.

Health matters:

  • Screenings – all personnel should have medical screening before the trip, and preferably dental check-ups as well.
  • Health precautions – includes appropriate vaccinations and taking along adequate prescribed medicines as well as details of the medical conditions and/or allergies of any team members.
  • Awareness – it’s important to be aware of disease risks in the regions you are travelling to, and to learn to recognise signs and symptoms of sickness. If possible, include a team member on the trip who has medical expertise and experience.

Training:

All personnel who are joining you on the trip should be properly briefed and trained regarding customs and behaviour, safety, security and health risks, and be provided with a copy of the itinerary and plans.

Insurance cover:

Adequate travel insurance is vital for your financial protection. Travel policies typically cover risks like accidental death, sickness, bodily injury, medical evacuation, kidnap, hijacks, property losses, personal liability and rental vehicle excess.

Travel cover may be excluded for certain regions however, so it’s important to check with your insurance provider to find out if this is the case. For example, regions designated “Do Not Travel” by DFAT may be excluded due to their high-risk status.

While travel insurance isn’t part of our insurance packages at Faith Insurance, we do offer business travel policies if requested. Get in contact with the FI team for more information or a quote on travel insurance.

During the trip

It’s important during your trip to exercise common sense and a degree of vigilance. This includes the following areas:

  • Moving around – stay within the group as much as possible. It’s also important to stick to safe locations and to be aware of areas to avoid.
  • Passports – keep your passport in a safe place. A hotel safe is a good place for this if available. If you are not carrying your passport while out, take a photocopy with you.
  • Cash – carry a minimum of cash and keep your wallet close to your person (not in your back pocket!).
  • Dress sense – avoid wearing expensive items that could put you at risk of being robbed.
  • Heed advice – listen to your host regarding safety and local customs. You should also keep abreast of any new official security or health warnings.
  • Driving safety – when driving make sure to keep the doors locked.
  • Records – keep a detailed documented record of the trip.

Post-trip considerations

  • Customs/restrictions – be aware of and comply with quarantine restrictions on your return trip.
  • De-briefing – some team members, especially those that are new to mission trips, may be affected mentally and/or physically by their experiences. Make sure to provide team members with the time they need to process their experiences. You should also provide any assistance, support or treatment required.

Summary

The above isn’t really as complex and involved as it sounds. Essentially, successful overseas trips are really just a matter of sound research and planning, adequate insurance cover, heeding security warnings, and applying a good dose of common sense!

To help you get started, Smart Traveller has a regularly updated web page that covers advice regarding health risks, precautions, security, insurance and more.

Written by Tess Oliver

 

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